Equity Release Solicitors

Our equity release services

Your home could be the key to a happy retirement…

Landlord and Tenant Services at Birchall Blackburn Law
Lifetime Mortgages

A lifetime mortgage is where you take out a loan secured against your property. This means you still get to keep your home and you can even put aside some of the value of your property as an inheritance for your family.

Home Reversion Plans at Birchall Blackburn Law
Home Reversion Plans

Home Reversion plans can be a good choice if you need to pay for your care and you want to stay in your home. You can choose from a lump-sum payment or regular monthly payments throughout your life.

Mortgages and Security at Birchall Blackburn Law
Home Income Plans

Release a cash sum from your property with a home income plan. You can use this to buy an Annuity, giving you a monthly income. All you have to do is pay interest on the loan, either all at once or when you receive your monthly payments.


Equity Release Reviews Testimonials 18 19

We ask each of our clients for feedback so we can develop our services on a continuous basis. Here’s what some of our clients think of the services provided by Birchall Blackburn Law.

Meet Birchall Blackburn Law's Equity Release team
Our team

Our Equity Release solicitors are always happy to help you get the most from your plan. We provide specialist advice and guidance on lifetime mortgages, reversion plans and home income plans – so you can be assured you’ve made the very best choice.

Contact Birchall Blackburn Law's Leasehold Enfranchisement Helpline
Contact us

Request a call back from our team whenever it suits you best. Our specialists provide initial advice for free so you can make a clear decision on the next steps you wish to take.

Did you know?

Up to £340,000 in equity per home is tied up in homes owned by people aged 55 and over. Birchall Blackburn Law have helped thousands of retired homeowners unlock the equity in their homes, in order to provide a tax-free lump sum, a regular income, or both. Our specialists have also provided independent legal advice to guide them through the process every step of the way.

Do I qualify?

◊ Are you aged 55+?

◊ Is your property based in the UK?

◊ Do you own a property with a value of at least £70,000?

How can we help?

We advise on the following types of equity release plans:

◊ Lifetime mortgages: Mortgaging the home, which is secured on the property.

◊ Reversion plans: Selling all, or part of, the property but retaining the right to live there for the rest of your lifetime.

◊ Home income plans: Release cash from your property and buy an Annuity, which gives you a monthly income.

How can equity release help you and your family?

From travelling to home improvements, equity release frees up money so you can improve your lifestyle while keeping the family home.

We know downsizing isn’t for everyone – it can be costly and could potentially involve uprooting your life if you have close friends and family in the area. Equity release can also be a great option if you want to help your children or grandchildren financially.

So, whether you want to boost your disposable income or leave a tax-free inheritance gift to your loved ones, equity release could be the option for you.

Why go to Birchall Blackburn Law for equity release?

Birchall Blackburn Law is a specialist in equity release schemes and helped over 1,000 clients to release equity in their homes in 2012. EQ Legal is our specialist equity release legal service and we are a founding member of Equity Release Solicitors Alliance (ERSA) as well as members of the Equity Release Council.

Our friendly and experienced team provides helpful, independent legal guidance in plain English, on the process of unlocking the value of your greatest asset – your home. We will find out what type of equity release plan is right for you. We take into account your plans and expectations for your retirement lifestyle. We guide you through each step, right up to completion, and keep you fully informed along the way.

Other services on our website that may be of interest include: