Untraced or Uninsured Drivers

Road traffic insurance is compulsory in the UK (as in most countries). That is why it is possible to claim compensation against a driver who crashed into you.

But what happens if you don’t know the person who was responsible for your road traffic accident because they drove off before you could get their details, or the driver of the car at fault was not insured?

The good news is that you are still entitled to compensation. This is due to the Motor Insurers Bureau Uninsured Drivers Agreement and the Motor Insurers Bureau Untraced Drivers Agreement. The Motor Insurers Bureau (MIB) agreements were implemented by the Government with a view to ensuring innocent victims of road traffic accidents do not go without compensation when the person is uninsured or untraceable.

Why go to Birchall Blackburn Law?

The rules relating to both these schemes are complex and it is very easy to invalidate a claim if you submit it incorrectly. So it is vital to enlist the services of a specialist lawyer with experience in this field. At Birchall Blackburn Law we have experts who have dealt with many claims, both under the uninsured and the untraced agreements.

We offer:

  • Initial assessment in a free no obligation meeting to see if you have a valid claim under either of the Schemes
  • Specialist advice from solicitors who have experience of handling and pursing claims under the MIB schemes
  • Strict adherence to scheme procedural rules to safeguard your potential claim
  • To arrange for appropriate medical assessments
  • Advice on the appropriate level of settlement

How much does it cost?

On Uninsured drivers cases we are able to offer a Conditional Fee Agreement (no win, no fee) arrangement as if you were pursuing a driver who had insurance. For the Untraced Drivers Scheme legal costs are not recoverable in the same way as the uninsured scheme and so we need to enter into a Damages Based Agreement where you agree to pay us out of a percentage of the damages you are awarded.